Payment Switch & General Ledger

Process Payments, Balance Books

A unified payment processing platform with integrated general ledger for real-time settlement and accurate financial reporting.

$5B+ Annual Volume
10M+ Transactions/Month
<1s Settlement Time
100% Reconciliation
Apex Softwares Team
Key Features

Complete Payment & Accounting Solution

Multi-Channel Payments

Process payments from mobile, web, POS, ATM, and agent channels through a single switch.

Real-Time Settlement

Instant settlement with automatic posting to the general ledger.

Chart of Accounts

Flexible chart of accounts supporting multiple currencies and reporting hierarchies.

Auto-Reconciliation

Automated reconciliation with external systems and exception handling workflows.

Financial Reports

Balance sheets, income statements, trial balance, and custom financial reports.

Fraud Detection

Real-time transaction monitoring with rule-based and ML-powered fraud detection.

Supported Payment Rails

Connect to Every Payment Network

Mobile Money

M-Pesa, Airtel Money, MTN MoMo, Orange Money, and regional wallets

Card Networks

Visa, Mastercard, UnionPay, and local card schemes

Bank Transfers

RTGS, EFT, SWIFT, and domestic clearing systems

QR Payments

Static and dynamic QR codes for merchant payments

Bill Aggregators

Utility payments, government services, and merchant collections

Payment Networks