ApexCore Platform
Power your winning neobank strategy with ApexCore – the web-based, multi-tenant core banking platform built for MFIs, SACCOs, and banks.
Deliver mobile apps, USSD, and web banking experiences that share workflows, limits, and risk rules across every touchpoint.
Equip staff and agents with offline-ready apps for onboarding, KYC, collections, and monitoring—safely synced into your core.
Apex Softwares is a leading financial technology company dedicated to transforming how financial institutions operate. With over a decade of experience, we deliver innovative, scalable, and secure solutions that empower banks, MFIs, and SACCOs to thrive in the digital age.
100+ financial institutions rely on our platform
Operating across 15+ countries in Africa
Award-winning fintech solutions since 2010
We provide end-to-end digital banking solutions that transform how financial institutions serve their customers.
A robust, scalable core banking platform that handles deposits, loans, payments, and accounting with real-time processing.
Learn MoreNative mobile applications for iOS and Android with biometric authentication, instant transfers, and bill payments.
Learn MoreExtend your reach with agent networks. Enable cash-in, cash-out, account opening, and loan collections.
Learn MoreSecure payment processing with support for cards, mobile money, bank transfers, and QR payments.
Learn MoreReal-time dashboards, regulatory reports, and business intelligence tools for data-driven decisions.
Learn MoreAML/KYC compliance, fraud detection, credit scoring, and regulatory reporting automation.
Learn MoreWe follow a structured methodology that ensures successful deployments, minimal disruption, and maximum value for your institution.
We analyze your current systems, processes, and requirements to create a tailored implementation roadmap.
2-4 WeeksOur architects design a customized solution that integrates seamlessly with your existing infrastructure.
3-6 WeeksWe configure the platform to your specifications and develop any custom modules required.
6-12 WeeksRigorous testing ensures quality while comprehensive training prepares your team for success.
4-6 WeeksWe ensure a smooth launch with dedicated support and continuous optimization post-deployment.
Ongoing
Our platform processes millions of transactions daily, serving customers across the continent.
Financial Institutions
Countries Served
Active Accounts
Uptime SLA
Institutions in Kenya and Tanzania have documented measurable gains in turnaround time, reporting, security, integrations and customer service after implementing ApexCore.
"Apex reduced our turnaround time to 2 days from over 7 days and improved reporting, security and real-time M-Pesa visibility."
"Apex helped us move from our legacy platform to 2-day turnaround, with accurate reports, centralized visibility and stronger system security."
"Fingerprint identification now takes less than 90 seconds, helping us serve more customers, disburse more loans and access better reports."
"Apex designed and implemented our web core banking application with ATM and mobile banking integrations, and the solution continues to deliver value."
"Apex is highly recommended for professionalism, financial industry understanding, product depth and dependable support."
We collaborate with leading technology providers to deliver comprehensive solutions.
Industry-leading performance metrics and enterprise-grade specifications designed for mission-critical financial operations.
Multi-tenant, cloud-native architecture
Native iOS & Android applications
Extend reach to unbanked populations
| Feature | ApexCore | Competitor A | Competitor B |
|---|---|---|---|
| Multi-tenant Architecture | |||
| Real-time Processing | |||
| Offline Capability | |||
| Open API Architecture | |||
| No-code Workflow Builder | |||
| Built-in Analytics | |||
| White-label Mobile Apps | |||
| Agent Banking Module | |||
| 24/7 Local Support | |||
| Flexible Pricing |
See how ApexCore can transform your financial institution\\\\\\\\\\\\\\\'s efficiency and profitability and at what cost..
Based on your inputs
* Estimates based on industry averages. Actual results may vary.
Discover how financial institutions across Africa have transformed their operations with ApexCore.
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View Success StoryBuild custom solutions with our comprehensive REST APIs, webhooks, and SDKs. Connect ApexCore to your existing systems seamlessly.
Modern REST architecture with JSON responses, OAuth 2.0 authentication, and comprehensive endpoint coverage.
Subscribe to events and receive instant notifications for transactions, account changes, and system alerts.
Official SDKs for Python, Java, Node.js, PHP, and .NET with comprehensive documentation and examples.
Full-featured test environment with mock data for development and integration testing.
/api/v2/accounts
List all accounts
/api/v2/transactions
Create transaction
/api/v2/customers/{id}
Get customer details
/api/v2/loans/{id}/approve
Approve loan application
/api/v2/reports/balance
Generate balance report
curl -X GET "https://api.apexcore.io/v2/accounts" \
-H "Authorization: Bearer YOUR_API_KEY" \
-H "Content-Type: application/json"{
"data": [
{
"id": "acc_123456",
"type": "savings",
"balance": 150000.00,
"currency": "KES",
"status": "active"
}
],
"meta": { "total": 1, "page": 1 }
}ApexCore meets the highest standards of security, privacy, and regulatory compliance required by financial institutions worldwide.
Payment Card Industry Data Security Standard - highest level of certification for payment processing.
International standard for information security management systems (ISMS).
Service Organization Control report on security, availability, and confidentiality.
Full compliance with EU General Data Protection Regulation requirements.
AES-256 encryption for data at rest and TLS 1.3 for data in transit.
Biometric, OTP, and hardware token support for secure access.
AI-powered monitoring for fraud detection and security threats.
Comprehensive audit trails for all system activities and transactions.
Granular permissions with principle of least privilege enforcement.
Automated backups with 99.99% uptime SLA and geo-redundancy.
Stay updated with the latest developments in financial technology and Apex Softwares.
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