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ApexCore Platform
Launch Your Digital Bank of the Future Omnichannel Banking Made Simple Extend Your Reach with Agent Banking
Power your winning neobank strategy with ApexCore – the web-based, multi-tenant core banking platform built for MFIs, SACCOs, and banks.
Deliver mobile apps, USSD, and web banking experiences that share workflows, limits, and risk rules across every touchpoint.
Equip staff and agents with offline-ready apps for onboarding, KYC, collections, and monitoring—safely synced into your core.
Who We Are
Learn More About Us
Pioneering Digital Financial Solutions Across Africa
Apex Softwares is a leading financial technology company dedicated to transforming how financial institutions operate. With over a decade of experience, we deliver innovative, scalable, and secure solutions that empower banks, MFIs, and SACCOs to thrive in the digital age.
Trusted Partner
100+ financial institutions rely on our platform
Pan-African Reach
Operating across 15+ countries in Africa
Industry Leader
Award-winning fintech solutions since 2010
14+
Years of Excellence
What We Do
Comprehensive Financial Technology Solutions
We provide end-to-end digital banking solutions that transform how financial institutions serve their customers.
Core Banking System
A robust, scalable core banking platform that handles deposits, loans, payments, and accounting with real-time processing.
Learn MoreMobile Banking
Native mobile applications for iOS and Android with biometric authentication, instant transfers, and bill payments.
Learn MoreAgent Banking
Extend your reach with agent networks. Enable cash-in, cash-out, account opening, and loan collections.
Learn MorePayment Gateway
Secure payment processing with support for cards, mobile money, bank transfers, and QR payments.
Learn MoreAnalytics & Reporting
Real-time dashboards, regulatory reports, and business intelligence tools for data-driven decisions.
Learn MoreRisk & Compliance
AML/KYC compliance, fraud detection, credit scoring, and regulatory reporting automation.
Learn More
How We Do It
Our Proven Implementation Approach
We follow a structured methodology that ensures successful deployments, minimal disruption, and maximum value for your institution.
01
Discovery & Assessment
We analyze your current systems, processes, and requirements to create a tailored implementation roadmap.
2-4 Weeks
02
Solution Design
Our architects design a customized solution that integrates seamlessly with your existing infrastructure.
3-6 Weeks
03
Development & Configuration
We configure the platform to your specifications and develop any custom modules required.
6-12 Weeks
04
Testing & Training
Rigorous testing ensures quality while comprehensive training prepares your team for success.
4-6 Weeks
05
Go-Live & Support
We ensure a smooth launch with dedicated support and continuous optimization post-deployment.
Ongoing
Powering Financial Institutions Across Africa
Our platform processes millions of transactions daily, serving customers across the continent.
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Financial Institutions
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Countries Served
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M+
Active Users
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Uptime SLA
Client Success Stories
Trusted by Leading Financial Institutions
See what our clients say about transforming their operations with ApexCore.
"ApexCore has revolutionized our operations. We've seen a 40% increase in efficiency and our customers love the new mobile banking experience."
"The implementation was smooth and the support team is exceptional. We went live in just 12 weeks with zero downtime."
"The agent banking module has helped us reach rural communities we couldn't serve before. Our customer base has grown by 60%."
"Real-time reporting and analytics have transformed how we make decisions. We now have complete visibility into our operations."
Our Partners
Trusted Technology & Integration Partners
We collaborate with leading technology providers to deliver comprehensive solutions.
Enterprise Solutions
Technical Specifications & Capabilities
Industry-leading performance metrics and enterprise-grade specifications designed for mission-critical financial operations.
Core Banking Platform
Multi-tenant, cloud-native architecture
Technical Specifications
10,000+ TPS
Transaction Throughput
99.99%
System Uptime SLA
AES-256
Data Encryption
<50ms
API Response Time
100,000+
Concurrent Users
10+ Years
Data Retention
Key Features
- Real-time transaction processing
- Multi-currency support (150+ currencies)
- Automated reconciliation engine
- Configurable workflow automation
- Advanced fraud detection algorithms
- Regulatory compliance automation
Mobile Banking Suite
Native iOS & Android applications
Technical Specifications
<2 sec
App Load Time
Full Support
Offline Capability
Face/Touch ID
Biometric Auth
<1 sec
Push Latency
<25 MB
App Size
Minimal
Battery Impact
Key Features
- Biometric authentication (Face ID, Touch ID)
- Real-time balance & transaction alerts
- QR code payments & transfers
- Bill payment & airtime purchase
- Loan application & tracking
- Branch & ATM locator with maps
Agent Banking Network
Extend reach to unbanked populations
Technical Specifications
72 Hours
Offline Sync
Configurable
Transaction Limit
<24 Hours
Agent Onboarding
Real-time
Commission Calc
Automated
Float Management
Instant
KYC Verification
Key Features
- Offline-first transaction processing
- Automated float management
- Real-time commission calculation
- Customer onboarding with eKYC
- Cash-in/cash-out operations
- Agent performance analytics
Platform Comparison
| Feature | ApexCore | Competitor A | Competitor B |
|---|---|---|---|
| Multi-tenant Architecture | |||
| Real-time Processing | |||
| Offline Capability | |||
| Open API Architecture | |||
| No-code Workflow Builder | |||
| Built-in Analytics | |||
| White-label Mobile Apps | |||
| Agent Banking Module | |||
| 24/7 Local Support | |||
| Flexible Pricing |
ROI Calculator
Calculate Your Return on Investment
See how ApexCore can transform your financial institution's efficiency and profitability.
50,000
500,000
25
150
Estimated Results
Based on your inputs
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%
Operational Efficiency Gain
$ 0
Annual Cost Savings
0
hrs
Hours Saved Monthly
0
months
Payback Period
Get Detailed Analysis
* Estimates based on industry averages. Actual results may vary.
Case Studies
Real Results from Real Clients
Discover how financial institutions across Africa have transformed their operations with ApexCore.
Unity SACCO
Challenge
Legacy systems causing 48-hour delays in loan processing, high operational costs, and inability to offer mobile banking services to members.
Solution
Full ApexCore implementation including core banking, mobile app, and agent banking network across 15 branches.
85%
Faster Loan Processing
40%
Cost Reduction
3x
Member Growth
99.9%
System Uptime
Read Full Case Study"ApexCore transformed our operations completely. What used to take 2 days now happens in minutes."
James Mwangi CEO, Unity SACCO
Premier Microfinance
Manual processes limiting growth, no real-time visibility into operations, and compliance reporting taking weeks to prepare.
60%
Efficiency Gain
95%
Report Automation
Heritage Community Bank
Unable to reach rural communities, high cost of branch expansion, and limited digital channel offerings.
500+
Active Agents
200%
Customer Reach
Developer Platform
Powerful API & Integration Capabilities
Build custom solutions with our comprehensive REST APIs, webhooks, and SDKs. Connect ApexCore to your existing systems seamlessly.
RESTful APIs
Modern REST architecture with JSON responses, OAuth 2.0 authentication, and comprehensive endpoint coverage.
Real-time Webhooks
Subscribe to events and receive instant notifications for transactions, account changes, and system alerts.
SDKs & Libraries
Official SDKs for Python, Java, Node.js, PHP, and .NET with comprehensive documentation and examples.
Sandbox Environment
Full-featured test environment with mock data for development and integration testing.
200+
API Endpoints
<50ms
Avg Response
99.99%
API Uptime
50M+
Daily Calls
GET
/api/v2/accounts
List all accounts
POST
/api/v2/transactions
Create transaction
GET
/api/v2/customers/{id}
Get customer details
PUT
/api/v2/loans/{id}/approve
Approve loan application
GET
/api/v2/reports/balance
Generate balance report
Example Request
curl -X GET "https://api.apexcore.io/v2/accounts" \
-H "Authorization: Bearer YOUR_API_KEY" \
-H "Content-Type: application/json"
Response
{
"data": [
{
"id": "acc_123456",
"type": "savings",
"balance": 150000.00,
"currency": "KES",
"status": "active"
}
],
"meta": { "total": 1, "page": 1 }
}
Security & Compliance
Enterprise-Grade Security You Can Trust
ApexCore meets the highest standards of security, privacy, and regulatory compliance required by financial institutions worldwide.
PCI DSS Level 1
CertifiedPayment Card Industry Data Security Standard - highest level of certification for payment processing.
ISO 27001
CertifiedInternational standard for information security management systems (ISMS).
SOC 2 Type II
AuditedService Organization Control report on security, availability, and confidentiality.
GDPR Compliant
CompliantFull compliance with EU General Data Protection Regulation requirements.
Security Features
End-to-End Encryption
AES-256 encryption for data at rest and TLS 1.3 for data in transit.
Multi-Factor Authentication
Biometric, OTP, and hardware token support for secure access.
Real-time Threat Detection
AI-powered monitoring for fraud detection and security threats.
Audit Logging
Comprehensive audit trails for all system activities and transactions.
Role-Based Access Control
Granular permissions with principle of least privilege enforcement.
Disaster Recovery
Automated backups with 99.99% uptime SLA and geo-redundancy.
What's New
View All Articles
Latest News & Insights
Stay updated with the latest developments in financial technology and Apex Softwares.