Core Banking Platform for Africa
Run deposits, loans, channels, reconciliations, and reporting on ApexCore, the cloud-ready platform built for African financial institutions.
Give members self-service banking, loan requests, statements, and account access across mobile app, USSD, and web channels.
Equip agents and field teams with offline-ready onboarding, KYC, collections, and lending workflows that sync directly to your core.
Apex Softwares delivers core banking software, microfinance software, SACCO management software, and digital banking channels for institutions serving retail, cooperative, and underserved markets across Africa.
Choose the modules you need for core banking, mobile wallet, internet banking, agency banking, lending, analytics, and integrations.
Core banking software for deposits, loans, accounting, products, limits, and real-time transaction processing.
Learn MoreWhite-label mobile wallet app with transfers, bill payments, alerts, QR, and USSD fallback for customer self-service.
Learn MoreAgency banking software for onboarding, cash-in and cash-out, collections, and branch operations with offline-ready field tools.
Learn MoreConnect payment rails, settlement workflows, and accounting controls with integrated switch and ledger capabilities.
Learn MoreMonitor portfolio performance, operational KPIs, and regulatory reports with real-time dashboards and analytics.
Learn MoreAutomate applications, approvals, KYC, credit scoring, and workflow rules for faster and safer lending decisions.
Learn MoreWe combine requirements discovery, migration planning, configuration, training, and phased rollout support so digital banking projects move with less disruption and better control.
We analyze your current systems, processes, and requirements to create a tailored implementation roadmap.
2-4 WeeksOur architects design a customized solution that integrates seamlessly with your existing infrastructure.
3-6 WeeksWe configure the platform to your specifications and develop any custom modules required.
6-12 WeeksRigorous testing ensures quality while comprehensive training prepares your team for success.
4-6 WeeksWe ensure a smooth launch with dedicated support and continuous optimization post-deployment.
Ongoing
ApexCore supports institutions rolling out core banking, digital lending, member services, and agent channels across African markets.
Financial Institutions
Countries Served
Active Accounts
Uptime SLA
See what our clients say about transforming their operations with ApexCore.
"ApexCore has revolutionized our operations. We\\\\\\\'ve seen a 40% increase in efficiency and our customers love the ATM Integrations with our Sacco."
We collaborate with leading technology providers to deliver comprehensive solutions.
Industry-leading performance metrics and enterprise-grade specifications designed for mission-critical financial operations.
Multi-tenant, cloud-native architecture
Native iOS & Android applications
Extend reach to unbanked populations
| Feature | ApexCore | Competitor A | Competitor B |
|---|---|---|---|
| Multi-tenant Architecture | |||
| Real-time Processing | |||
| Offline Capability | |||
| Open API Architecture | |||
| No-code Workflow Builder | |||
| Built-in Analytics | |||
| White-label Mobile Apps | |||
| Agent Banking Module | |||
| 24/7 Local Support | |||
| Flexible Pricing |
Model the operational impact of digitizing lending, member service, branch workflows, and reporting on a unified banking platform.
Based on your inputs
* Estimates based on industry averages. Actual results may vary.
See how MFIs, SACCOs, and banks use ApexCore to modernize lending, payments, and customer service.
Connect ApexCore to mobile money, payment switches, CRBs, identity services, ERP platforms, and internal channels using APIs, webhooks, and integration services.
Modern REST architecture with JSON responses, OAuth 2.0 authentication, and comprehensive endpoint coverage.
Subscribe to events and receive instant notifications for transactions, account changes, and system alerts.
Official SDKs for Python, Java, Node.js, PHP, and .NET with comprehensive documentation and examples.
Full-featured test environment with mock data for development and integration testing.
/api/v2/accounts
List all accounts
/api/v2/transactions
Create transaction
/api/v2/customers/{id}
Get customer details
/api/v2/loans/{id}/approve
Approve loan application
/api/v2/reports/balance
Generate balance report
curl -X GET "https://api.apexcore.io/v2/accounts" \
-H "Authorization: Bearer YOUR_API_KEY" \
-H "Content-Type: application/json"{
"data": [
{
"id": "acc_123456",
"type": "savings",
"balance": 150000.00,
"currency": "KES",
"status": "active"
}
],
"meta": { "total": 1, "page": 1 }
}Protect digital banking operations with audit trails, access controls, encryption, KYC and AML support, and platform governance built for financial institutions.
Payment Card Industry Data Security Standard - highest level of certification for payment processing.
International standard for information security management systems (ISMS).
Service Organization Control report on security, availability, and confidentiality.
Full compliance with EU General Data Protection Regulation requirements.
AES-256 encryption for data at rest and TLS 1.3 for data in transit.
Biometric, OTP, and hardware token support for secure access.
AI-powered monitoring for fraud detection and security threats.
Comprehensive audit trails for all system activities and transactions.
Granular permissions with principle of least privilege enforcement.
Automated backups with 99.99% uptime SLA and geo-redundancy.
Read guidance on digital banking, SACCO operations, lending workflows, mobile channels, and fintech transformation across Africa.
Digital Banking
Executive View | Digital Banking Strategy DIGITAL BANKING | WALLETS, SECURITY, SEGREGATION, CORE CONTROL Why Bank Apps Should Let Wallets…
Read Article
Digital Banking
Success Story | Digital Wallet and Agency Banking ETHIOPIA | WALLET | AGENT OPERATIONS | INTEROPERABILITY How Plutus turned a…
Read Article
Digital Banking
Executive View | Core Banking Leadership Your Core Is Costing More Than You Think Why many banks underestimate the true…
Read Article