Modern Solutions for Member-Owned Institutions
Empower your members with digital services while preserving the cooperative values that make SACCOs special. Our solutions are designed for the unique needs of member-owned financial institutions.
We Understand SACCO Challenges
SACCOs face unique challenges balancing member service with operational efficiency. We've built solutions that address each one.
Member Expectations
Members expect digital services comparable to commercial banks while maintaining personal relationships.
Regulatory Compliance
Keeping up with evolving SASRA and Central Bank regulations requires constant system updates.
Dividend Management
Complex dividend calculations and distribution across different share classes is time-consuming.
Legacy Systems
Outdated systems limit growth and make it difficult to offer modern digital services.
Purpose-Built for SACCOs
Member Management
Complete member lifecycle management from registration to exit. Track shares, savings, loans, and guarantees in one unified system.
- Digital member onboarding
- Share capital management
- Guarantor tracking
- Member portal access
Savings Products
Flexible savings product configuration to match your SACCO's unique offerings, from regular savings to fixed deposits.
- Multiple savings accounts
- Interest calculation automation
- Standing orders
- Goal-based savings
Loan Management
Streamline loan processing with automated eligibility checks, approval workflows, and disbursement.
- Multiple loan products
- Guarantor management
- Automated eligibility
- Check-off integration
Mobile & USSD Banking
Give members 24/7 access to their accounts through mobile app and USSD for feature phones.
- Balance inquiries
- Mini statements
- Loan applications
- Fund transfers
Kenya National SACCO's Digital Transformation
Kenya National SACCO was losing members to commercial banks offering digital services. After implementing our platform, they became a digital leader in the SACCO sector.
